How to write a check.

Making a payment for the first time or at first some time? There are many things that you may be confused about, for instance, where to sign a cheque and how to create a check with cents. While you may not be able to write checks often, it's still an important skill to have. Here's a short guide to aid you in answering all your questions.

Step 1: The date of your check

In the upper right corner of the page, mark the date. This is essential so that the person or the bank you're sending the cheque to will determine when you wrote the cheque.




Step 2. Who's the screening for?

Next, then, write "Pay to the address of" on the payee's check. That's where you write the name of the individual you would like to pay. If you don’t know the name of the person or organization, you may put in the word "cash". Be aware that this could be risky should the check get stolen or lost. Anyone can cash or deposit a check made out to "cash."




Step 3: Type in the payment amount in numbers

You can write the amount you're paying on two separate places on a check. In the first, you'll need write the amount in numbers (for example $130.45) in the small box on the right. This information will be used to subtract the amount from your account by the ATM or the bank.




Step 4: Note down the amount of your payment.

On the line next to "Pay according to the amount of," write out the dollar amount in words that be able to match the dollar amount that you have written in the box. For example If $130.45 is your amount and you want to write "one hundred and thirty and 45/100." If you plan to write a check using cents, make sure that the cents amount is higher than 100. For clarity even it seems to be a round number, include "and/00/100" for clarification. The dollar amount written in words is important for banks to process the check, as it ensures that the payment amount is correct.




5. Create a memo

It is not necessary to fill in the "Memo” line, but it will help you determine the reason you wrote the check. You can write "Electric Bill" as well as "Monthly Rent" on a check that you're using to pay electric bills or rent for a month. When you pay a debt frequently, the company will require the account number.




Step 6 Check the balance

Utilize the signature you used when opening the checking account and sign your name on the lower right-hand corner. This shows the bank that you have signed a contract that states you are paying the correct amount and to the correct person.




How to make sure your checkbook is balanced.

You must record every time you deposit or pay for a purchase. The information you record can be included in your Huntington check register. Check  how to write a check for 100  to track all of your spending and deposits. All transactions must be recorded including ATM withdrawals and debit card transactions along with checks.


Make sure you keep track of your transactions.



If you make a payment by check, you'll need to keep track of the amount. This is located on the right hand side of the check. This will help you keep track of your checks, assisting you to ensure that no checks are missing, and reminding you of when you'll need to order checks again.


Remember the date. You can write down the details of the transaction or the reason for the payment in the "Transaction" column. It is then possible to write down the amount, depending on whether you have spent or received money.


Add any bank fees check withdrawals, cash payments, or deposit to the account balance from the previous transaction.