How do you write a cheque.

Filling out a check for the first time or for the first time in some time? You may have concerns, like how to sign a check and  how to write a check with cents . While you may not have to write a lot of checks, it is an essential ability. Here's a quick guide to aid you in answering all your questions.

Step 1: Make sure you have the date on your check.

The date must be noted in the upper right-hand corner. This is crucial to ensure that the bank or the person to whom are distributing the check can see when it was written.




Step 2: Who is this check for?

After that, Write "Pay to the Order of" on your payee's check. That's where you write the name of the individual you would like to pay. You can also just add the word "cash" even if you don't know who or business's name. This could be a problem when the check is stolen or lost. Anyone can deposit or cash a check made out to "cash."




Step 3: Enter the amount to be paid in numbers

There are two areas on a check that you can record the amount you're paying. In the box on the right put the dollar amount in numerical form (e.g. $130.45). Be sure to note it in a clear manner to allow the ATM or bank to subtract the amount from your account at the bank.




Step 4. Write down the amount to be paid.

Write the amount in words on the line that follows "Pay to the Order of" to correspond with the numerical dollar amount you've written on the box. If you pay $130.45 for instance, you would write "one hundred three and 45/100." For cents checks be sure to write the cents value above 100. If the dollar amount is a round number, still include "and the number 00/100" for greater clarity. A bank has to write the dollar amount in words in order to process a check. This will confirm that the payment total is correct.

Step 5: Make a memo

Inputting the line that says "Memo" is optional however it is helpful to know why you wrote the check. If you're writing an amount for a monthly electric bill or rent, you can put "Electric Bill" or "Monthly Rent" in the memo section. In most cases, when you pay for a bill, the company will require you to enter your account number on the note on the check.




Step 6 6. Sign your check

Sign your name on the line in the right-hand bottom corner, using the signature you used when you opened the checking account. This will show the bank you have signed an agreement to pay the specified amount and to the correct person.




How to make sure you have enough money in your bank account.


Every time you spend money or make a deposit you must record this on your checkbook's register. This register can be found in the checks you received from Huntington. The check register is designed to be used to keep track of your deposits and expenses. All transactions must be recorded including ATM withdrawals and debit card transactions and also checks.


Register your transactions.



You'll need to write down the number of your check when you make a payment by check. It's on the right-hand side of your check. This can help to track your checks, helping make sure that none of your checks are missing and reminding you when you need to order checks again.


You must keep an eye on the date. The transaction can be described or the reason behind the transaction in the "Transaction" column. Note down the exact amount in the withdrawal or deposit column dependent on whether you used the money or received it.


Add any bank fees or checks, withdrawals, payments, or deposit to the balance of your account from the transaction before.